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All About Liens and Risk Exposure
Why should I worry about Liens? Are some Liens more important than others? Can a Lien lead to the loss of the underlying property? How can I remove a Lien? As a Note investor, a single unpaid debt can put…
All About Property Taxes
As a Note investor, why should I care about Property Taxes? Did you know that unpaid property taxes can result in tax liens on the property and even forfeiture of the underlying property and Note? What can you do to…
What is a Partial and how do you add Partials to your investment tool kit?
Have an existing Note and need short term cash? Looking for a short-term source of cash flow? Have limited capital but want to get into Note investing? If any of these are true, a Partial can be the solution you…
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Transition from Rentals to Notes and Double your Return!
So, you have built a successful rental portfolio over the past few years, but have you noticed your return has been dropping even though rents have been increasing! The reason is that expenses have been increasing even faster than rents! …
Continue Reading Transition from Rentals to Notes and Double your Return!
Self-Directed IRAs – What is it and Do I need one?
A Self-Directed IRA account gives you greater control over your investment choices, allowing you to explore options beyond traditional stocks and bonds. These accounts are easy to set up, and custodians offer guidance to help you navigate investing within the…
Continue Reading Self-Directed IRAs – What is it and Do I need one?
How do I sell my Note? (part 1 of 2-Preparation to Purchase Agreement)
So, you have enjoyed the monthly payments from your Note for years, but now you are looking to make a bigger investment and redeploy your capital. How do you go about getting an offer for your Note? What is a…
Continue Reading How do I sell my Note? (part 1 of 2-Preparation to Purchase Agreement)
How do I sell my Note? (part 2 of 2-Purchase Agreement to Cash in the Bank)
So, you have finished the offer process and decided on a Buyer. What are the next steps and how long do you have to wait until you get paid? What should you do to speed up the process and make…
Continue Reading How do I sell my Note? (part 2 of 2-Purchase Agreement to Cash in the Bank)
Understanding the Value of a Seller-Financed Note
If you’ve created a seller-financed note, you’ve essentially become the bank. But unlike banks, most individual sellers aren’t familiar with how notes are valued when it comes time to sell them. Why does one note sell for close to its…
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How to set-up your Note to ensure success and maximize future value!
So you have decided to sell your home with seller financing, how do you structure the note to ensure your investment is safe and secure? What can you do on day 1 that will help you during the…
Continue Reading How to set-up your Note to ensure success and maximize future value!
Negotiating the right Note Terms is key to your investments long-term performance!
The strength of a note is not accidental—it is engineered. By negotiating the right down payment, interest rate, and loan term, investors can control risk, increase value, and create predictable income. Learn how to set up the terms of…
Continue Reading Negotiating the right Note Terms is key to your investments long-term performance!
Why Use Professionals When Creating a Mortgage Note?
Seller financing offers flexibility with agreement of terms and can provide attractive returns. However, the true strength of a mortgage note lies in its structure. Using professionals during note creation transforms a simple agreement into a secure, compliant, and…
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It’s the new year, what should I be doing with my Note?
While you have been enjoying the monthly payments from your borrower over the last year, there are some key maintenance items you need to annually complete to stay compliant and to grow your investment. Here is our annual list…
Continue Reading It’s the new year, what should I be doing with my Note?
Escrow Accounts for Taxes and Insurance: A Guide for Small Private Lenders
Many private lenders overlook escrow until there’s a problem. Learn how escrowing taxes and insurance can improve borrower performance, reduce risk, and protect your collateral before issues arise. Introduction Escrow accounts are a valuable tool for collecting property…
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Can a Servicer help me manage my Note?
Congrats! You sold your home with Seller Financing! Your next big decision is who will be working with your borrower over the term of the loan (self-managed or third part servicer). Most people opt for self-managed to save cost,…
Unlocking Liquidity: The Future of Mortgage Investing- Cade Thompson
Exciting changes are coming to the Note industry in the form of monetizing the buying and selling of Notes. With these changes, you will be able to buy and sell your notes as easily as you buy stock with…
Continue Reading Unlocking Liquidity: The Future of Mortgage Investing- Cade Thompson
Become the Bank: The Note Cycle Advantage in Today’s Market-Eddie Speed
In this economy, Landlord are seeing their profit margins dropping from around 10% down to 4%. This is causing landlords to start looking for more efficient ways to deploy their capital. A great way to boost your returns is…
Continue Reading Become the Bank: The Note Cycle Advantage in Today’s Market-Eddie Speed
Seller Finance Coalition-Jeff Watson
Do you know if you created more than 3 seller financed notes in a year, you are considered a bank and have many reporting requirements? While Dodd-Frank wanted to protect consumers, it had a major impact on the seller…
From Uncertainty to Opportunity: Charting the Economic Future-Denia Ray
With all the conflicting news stories, what is really happening in the real estate market? Using industry reports and years of experience, Denia provides an in-depth review of the current market and provides some industry updates on what may…
Continue Reading From Uncertainty to Opportunity: Charting the Economic Future-Denia Ray
Best of Notes 2025
Ever wonder who are the best vendors in the Note Industry? Based on voting by other Note Investors, here are the best vendors in the Note Industry Background The Best of Notes 2025 poll is annual effort with…
Are there Lender Regulations for Seller Financing?
You decided to sell a property and provide the financing to the buyer. Are there regulations that apply to you? Introduction Providing a fixed rate loan only once in 12 months is typically exempt from strict regulations…
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What should I do when my Borrower stops paying?
So, your borrower has been paying timely for years, but then one day the payments stop! What should I do now? While this may never happen to you, having a plan of action on what you will do…
Continue Reading What should I do when my Borrower stops paying?
Should I Sell My Mortgage Note?
You created a Mortgage Note and have been collecting monthly payments, but does that mean you are stuck with holding a loan for the full term? Life is constantly changing and sometimes it is no longer desirable or…
How Seller Financing can help you!
Want to sell your house faster, increase the number of buyers, reduce closing time, receive monthly mailbox money and decrease your tax liability? If you do, Seller Financing is for you! Here are six reasons property owners…
Why is it important to Safeguard your Original Mortgage Note?
Can you easily locate the original mortgage note? After closing on a seller financed note, there is a very important step to follow…storing your documents in a safe location. While all closing documents are important, the most important is the…
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Want to find the right borrower? Follow these 3 rules
So, you have decided to use Seller Financing to sell your property. Next, you must find the right buyer. But how do you do this? You are not a banker and so many people are interested. How do you select…
Continue Reading Want to find the right borrower? Follow these 3 rules
Want to sell your house fast? Think about Seller Financing!
When a property isn’t selling most real estate agents are quick to suggest a reduction to the sales price. It is common to see the tag line “Price Reduced” added to for sale signs, listings and ads. Rather than just…
Continue Reading Want to sell your house fast? Think about Seller Financing!
How much is my Note worth?
A few years back, you used Seller Financing to sell your property. While you have enjoyed the monthly payments (mailbox money), you are now wondering if my monthly payments can be transformed into a lump sum today? How…
How the right Interest Rate can ensure the future success of your Note!
Want to maximize the value of your Note, then make sure your Note’s interest rate and terms are set up correctly on Day 1. Picking the correct Interest Rate for your Note is the first step in your future success! …
Continue Reading How the right Interest Rate can ensure the future success of your Note!
Why is it important to use a third-party to sell your Note?
So, you have decided to sell your note, you found a buyer and agreed on a price. What is the next step? Should you write something up and shake hands? The smart answer is NO. Even if the sale is…
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What is a Full Offer compared to a Partial Offer?
With Seller Financing, you do not have to wait years or decades to cash out. Your Note is valuable and there are numerous buyers out there willing to give you cash today, either through a full buyout or a partial…
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Avoid These Three Seller Financing Mistakes
So, you have decided to use Seller Financing to sell your property. Now is the time to think about how to set up the terms the Note to maximize future value. Find out the 3 biggest mistakes to avoid to…
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Payment Histories Increase Note Values
Receiving monthly payments are the “fruit” of the Seller Financing effort. Many sellers are excited to receive and will immediately start using the cash. However, there are a few key steps that you should complete with each payment to help…
What are the steps in selling my Note?
Want freedom from collecting payments for the next 10, 20, or even 30 years? Prefer a lump sum of cash today? If you sold property with seller financing chances are you’ve wondered about selling the real estate note. Here’s how…
What is Seller Financing?
If you have ever had a mortgage, I am sure you have envied the bank receiving your monthly payments. Did you know you could use your own property to become a “private bank” and reap the same rewards as your…
What are the steps to set up your Seller Financed Note?
Hoping to stand out from the crowd, sellers are advertising “Seller Will Finance!” Accepting payments over time provides buyers an alternative to bank financing. Of course, sellers don’t want to trade a house that won’t sell for a buyer that…
Continue Reading What are the steps to set up your Seller Financed Note?
How to preserve and improve the value of your Note?
So, your borrower is making their monthly payments, and you are feeling satisfied. In the Seller Financing world, there is a quiet secret that most owners of a Note forget….to check taxes and insurance. These two items are so critical…
Continue Reading How to preserve and improve the value of your Note?